Bond$ Fixed Income Fund (USD)

Bond$ USD Fixed Income Fund is an open-ended investment fund with a daily cumulative return, launched by Arab African Investment Holding with the objective of providing a U.S. dollar-denominated savings and investment vehicle that combines liquidity, flexibility, and diversified sources of return. The fund focuses on investing in U.S. dollar-denominated fixed income instruments, allowing investors to benefit from opportunities available in debt markets while maintaining an appropriate level of risk management.

The investment policy of Bond$ Fund allows it to invest up to 100% of its net assets in U.S. dollar-denominated Treasury bills and government bonds, up to 90% in Egyptian sovereign bonds denominated in U.S. dollars, and up to 40% in sukuk and corporate bonds.

The fund may also allocate up to 100% of its assets to U.S. dollar-denominated bank savings instruments, in addition to investing up to 30% of its net assets in U.S. dollar-denominated fixed income funds and money market instruments, supporting diversification and efficient liquidity management.

What is the difference between Bond$ Fund and U.S. dollar bank deposits?

Bond$ Fund invests in a diversified portfolio of Treasury bills, sovereign bonds, sukuk, and other U.S. dollar-denominated fixed income instruments, while U.S. dollar bank deposits typically provide a fixed or predetermined return set by the bank.

The fund offers greater flexibility through investment diversification and access to opportunities in debt markets, while allowing weekly redemptions without being tied to a fixed maturity date as is the case with many bank deposits.

On the other hand, the fund carries relatively higher risk than bank deposits, as the value of its investments may be affected by market conditions, interest rates, and the performance of the debt instruments in which it invests.

Is the fund suitable for expatriates or non-Egyptian investors?

Yes. Bond$ Fund is available to both Egyptian and foreign individual and institutional investors, subject to the applicable rules and procedures. This makes it one of the available options for investors seeking to invest U.S. dollar liquidity in the Egyptian market through a regulated investment fund supervised by the Financial Regulatory Authority.