Yomaty Money Market Fund - Arab Bank

Youmati Fund by Arab Bank is an open-ended Egyptian Pound money market fund that aims to generate a daily cumulative return by investing in short-term money market instruments such as Treasury Bills, bank deposits, repurchase agreements (repos), and low-risk debt instruments, while maintaining a high level of liquidity and relatively low risk. The Youmati Fund is suitable for investors seeking to invest their money over the short to medium term without locking it up for extended periods, while benefiting from daily subscription and redemption.

The fund's investment policy is based on clearly defined risk management guidelines. Up to 95% of the fund's assets may be held in cash or bank deposits, while up to 100% of the assets may be invested in Treasury Bills and Central Bank bills. Investments in Egyptian Treasury Bonds may not exceed 40% of the fund's assets, while investments in corporate debt instruments are limited to 20% of invested assets, provided such instruments maintain a minimum credit rating of BBB-, alongside strict portfolio diversification requirements to avoid excessive concentration in any single issuer.

The fund follows a cumulative return policy, meaning it does not distribute periodic cash dividends to investors. Instead, returns are reflected through a gradual increase in the fund's Net Asset Value (NAV), allowing investors to realize their gains by redeeming part or all of their fund units.